List Of 24hrs Urgent Loans In Nigeria

An interesting guide on how to get urgent loans in Nigeria under 24 hours. The vast majority of people in Nigeria are entrepreneurs. Many do this because they have the passion to create something, while others simply cannot find jobs. But doing business in such a competitive environment like Nigeria is almost impossible without funding or getting a loan.

This understanding has given rise to quite a number of financial services companies that offer quick, hassle-free credit facilities to Nigerians, both in the business and labor communities in Nigeria. In this article, we want to list out some of the best quick loans in Nigeria you could access under 24hrs them, as well as tell you what to expect, and how to approach them in case you need a loan.

24hrs Urgent Loans In Nigeria

  • Renmoney is a widely advertised, and widely popular loan provider operating in Nigeria. The financial services company behind the Renmoney brand also offers a host of investment opportunities in Nigeria. Their fixed deposits and other investment schemes are typically more attractive than normal bank rates.

To get a quick loan from Renmoney you need to visit their website, and then click on the red button labeled apply now. That takes you to a registration page where you fill in your personal details. You will also need to get the renmoney app. 

Loans are typically expedited to people with savings and investments with the company. This helps build trust and a high credit rating.

  • GroFin 

GroFin is a financial services company that can provide you with 24hrs loan in Nigeria that specifically targets Small and Medium Enterprises (SME), thus providing them with business loans, which are said to be intended to help them grow and expand their business interests. The company operates in many lands across Africa & the Middle East. 

With your businesses can receive a boost of up to US$1.5 million. In order to qualify, you need to submit an online application. Responses are typically quick.

  • Rosabon Financial Services 

Rosabon Financial Services is a financial services company operating in Nigeria. The company gives out personal or business loans, as well as offers investment schemes and platforms. Some of the investment programs are savings, fixed deposits, and also annuities.

In order to get a loan, you have to visit their website.  Then register. After the registration, someone from their office will call you within a few hours to have a brief introduction about some of the services offered by the company. It is a good idea to reiterate that you have already applied for a loan. Your application will then be reviewed, and if the loan is approved you should hear from them within 24 hours.

  • Zedvance 

Zedvance is a consumer finance company. That means the company’s primary target is individuals as against others who aim for businesses. According to the company, you can borrow up to 3 Million Naira in less than 24 hours.

Apparently, the company prefers to offer loans to salary earners because they at least have a fixed monthly income and a notably easier to give a credit score. However, if you are a salary earner with a side business, there is nothing stopping you from taking the loan to grow your business.

  • Paylater 

Paylater is a financial services company that relies heavily on technology. The company operates almost entirely online. With Paylater, it is easy to get short-term loans for individuals as well as small businesses that wants to access an urgent loan in Nigeria. The emphasis is on the ‘short term,’ this kind of loan is best suited to help meet emergency personal or business expenses. 

According to the company, you can get up to 500,000 Naira loans with no collateral. You have to visit their website in order to register. After the registration, you can then apply for the loan. It will be reviewed, and possibly accepted within 1 to 2 days, after which you can receive the loan.

  • is a financial services firm that provides credit facilities for Nigerian businesses. KiaKia utilizes a complex system of data analysis to decide which individuals and businesses qualify to receive their loans. This is because they have to first give each applicant a credit rating. Anyway, the company still claims that it expedients the loans quickly.

You have to register at the website, and after completing the registration, fill in the application for the loan. Sometimes it is necessary for representatives of the business to visit you in order to access your business.


Lidya is a financial services company providing quick loans in the Nigerian market. The lender operates online; via a website and mobile application. The company’s services basically target individuals instead of businesses. Although there is nothing stopping a person from investing the money in his business. The company offers small and medium-sized businesses with unsecured loans usually ranging between $500 and $15,000.

According to the company, a set of computer-based algorithms are employed in deciding who receives the loans or not. Some loans can be given within 24 hours.

  • Fast Credit 

FastCredit is a financial services firm that operates in the Nigerian market. This company offers business loans to micro, small and medium scale enterprises to enable them to grow their businesses. The loans are usually medium term; with a tenure of around 6 months, and require guarantors.

Aside from loans to businesses, the company also provides loans to salary earners who work in the corporate sector. These loans are usually small, un-backed loans to help them cover personal expenses.

  • QuickCheck 

QuickCheck is a financial services company that provides loans for individuals and small businesses in Nigeria. The company uses mobile technology to enable individuals and small businesses to access their virtual offices. The company provides loans of up to 30,000 Naira, without collateral. The loans are usually short term, however, you are expected to repay within 15 to 30 days.

  • Specta 

Specta is a financial services company operating in Nigeria. The company basically operates online, and according to the website, you can apply for and receive a loan of up to 5 million Naira, in 5 minutes! As long as you are deemed creditworthy, the company is willing to give you the loan without any collateral, no paperwork, and no visit to any office. 

Whether you are an individual or a company, you just have to register at their website, and the loan will be made available to you if you qualify.

  • C24

C24 Limited is another lender that many people are talking about. The company offers small loans to individuals, making the process quick and easy, without stress. According to the company, small loans are processed without any collateral, and the review process is quick, helping the recipient meet up to their needs on time.

You have to register at their website, and then apply for a loan.

  •  One-FI

One FI is a financial service operating in Nigeria, established in 2012, and formerly known as One Credit. The company offers credit facilities for the short-term, as well as consumer loans to individuals. The company uses a set of algorithms to decide whether a person is credit-worthy.

One-Fi loan tenures are usually between 3 – 6 months, with loan amounts up to N200,000. To gain access to this you have to register at their website, and then apply.

  • Aella-Credit 

Aella Credit is a financial services company that provides credit facilities for individuals and businesses. The company is basically based online. 

To get access to this facility you need to download the AellaApp from google play store. Thereafter, you need to register and apply. Credit is available to everyone who shows that he has the means to repay, however, it seems easier for those who have some history with this company. The building’s credit score requires having a history of taking and repaying loans.


Small and Medium Enterprises Development (SMEDAN), is a government-backed initiative aimed to provide credit facilities to small and medium scale businesses. 

To benefit from this you have to visit their website, register, and then apply. 


Closing On The 24hrs Urgent Loans In Nigeria

The financial services sector in Nigeria has been almost run down by years of high handed negligence by banks. Many people have applied to banks, only to be rejected, and so the majority of people do not even believe that there are genuine lenders out there, to whom one could apply for a loan, and then receive it.

This has stifled the economy for years and affected the quality of life. With the emergence of private lenders such as those listed here, that picture is fast changing; credit is becoming available, and Nigerians are growing their businesses.